Flexible Financing for ExportersTailored to Your Business Needs
Get access to working capital with LeFin’s customized lending solutions – from pre-shipment to post-shipment finance.
Why Choose LeFin?

Hassle-Free Approvals
Digital applications with minimal paperwork.

Multiple Financing Options
Choose from unsecured loans, secured loans, and bill discounting.

Competitive Rates & Flexible Terms
Get market-best rates with repayment plans that suit your cashflows.
Our Financing Solutions
Flexible export financing solutions tailored for every stage-pre-shipment, secured, or post-shipment-with fast approvals, low rates, and minimal documentation.
Unsecured Loans
For exporters needing working capital before shipment without collateral.
Hassle-free approval for loans up to ₹50 lakh
Generate loan offers from 100+ financial institutions
No collateral required
Interest rates as low as 1.2% per month
Minimal documentation required
Eligibility Criteria
Business Vintage
A minimum operational history, typically ranging from 2 to 3 years, demonstrating stability and experience in export activities.
Creditworthiness
A satisfactory credit score and a clean repayment record, indicating financial discipline and reliability.
Export Orders
Confirmed export orders or irrevocable letters of credit from reputable buyers, serving as assurance of future receivables.
Financial Statements
Audited financial statements for the past 2 to 3 years, showcasing the company's financial health and profitability.
Turnover Threshold
A minimum annual turnover, which may vary by institution, to ensure the business has sufficient scale.
Regulatory Compliance
Adherence to Foreign Exchange Management Act (FEMA) regulations and other export-related guidelines set by Indian authorities.
Secured Loans
For exporters looking for higher funding backed by collateral.
Interest rates starting from 9% per annum
Funding up to 100% of collateral value
Approval within 48 hours
Expert banking support
Flexible repayment plans
Eligibility Criteria
Business Vintage
A minimum operational history of 2 to 3 years, with experience in export activities.
Creditworthiness
Good credit score and repayment track record.No major defaults or negative remarks in credit history.
Export Orders or Letters of Credit
Confirmed export orders from overseas buyers.Irrevocable letters of credit (LC) or export contracts.
Financial Statements
Audited financials for the last 2–3 years, showing profitability and financial stability.Minimum turnover threshold, as per lender requirements.
Regulatory Compliance
Compliance with Foreign Exchange Management Act (FEMA) and other export finance guidelines.
Collateral Requirement
Stock-in-process/raw materials (pledged to the lender).Export receivables or expected proceeds.Fixed assets, such as land, building, or machinery (in some cases).Personal or corporate guarantees (depending on loan amount).
Margin Money Contribution
Borrowers must contribute a certain margin percentage (typically 10-25%), depending on the lender's risk assessment.
Loan Tenure & Repayment
hort-term financing, typically up to 180–270 days (may be extended based on lender discretion).Repayment through proceeds from the export bill.
Get started in 3 steps
Apply Online
Speak to officers for your specific needs
Get Timely Approval
Get the best offers that meets your requirements
Receive Funds
Access working capital directly in your account.
Apply for Import-Export Loans
Get in touch with our friendly team and we'll get in touch within short time.

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