LeRemitt

Flexible Financing for ExportersTailored to Your Business Needs

Get access to working capital with LeFin’s customized lending solutions – from pre-shipment to post-shipment finance.

Why Choose LeFin?

Hassle-Free Approvals

Hassle-Free Approvals

Digital applications with minimal paperwork.

Multiple Financing Options

Multiple Financing Options

Choose from unsecured loans, secured loans, and bill discounting.

Competitive Rates & Flexible Terms

Competitive Rates & Flexible Terms

Get market-best rates with repayment plans that suit your cashflows.

Our Financing Solutions

Flexible export financing solutions tailored for every stage-pre-shipment, secured, or post-shipment-with fast approvals, low rates, and minimal documentation.

Pre-Shipment
Post-Shipment

Unsecured Loans

For exporters needing working capital before shipment without collateral.

Hassle-free approval for loans up to ₹50 lakh

Generate loan offers from 100+ financial institutions

No collateral required

Interest rates as low as 1.2% per month

Minimal documentation required

Eligibility Criteria

Business Vintage

A minimum operational history, typically ranging from 2 to 3 years, demonstrating stability and experience in export activities.

Creditworthiness

A satisfactory credit score and a clean repayment record, indicating financial discipline and reliability.

Export Orders

Confirmed export orders or irrevocable letters of credit from reputable buyers, serving as assurance of future receivables.

Financial Statements

Audited financial statements for the past 2 to 3 years, showcasing the company's financial health and profitability.

Turnover Threshold

A minimum annual turnover, which may vary by institution, to ensure the business has sufficient scale.

Regulatory Compliance

Adherence to Foreign Exchange Management Act (FEMA) regulations and other export-related guidelines set by Indian authorities.

Secured Loans

For exporters looking for higher funding backed by collateral.

Interest rates starting from 9% per annum

Funding up to 100% of collateral value

Approval within 48 hours

Expert banking support

Flexible repayment plans

Eligibility Criteria

Business Vintage

A minimum operational history of 2 to 3 years, with experience in export activities.

Creditworthiness

Good credit score and repayment track record.No major defaults or negative remarks in credit history.

Export Orders or Letters of Credit

Confirmed export orders from overseas buyers.Irrevocable letters of credit (LC) or export contracts.

Financial Statements

Audited financials for the last 2–3 years, showing profitability and financial stability.Minimum turnover threshold, as per lender requirements.

Regulatory Compliance

Compliance with Foreign Exchange Management Act (FEMA) and other export finance guidelines.

Collateral Requirement

Stock-in-process/raw materials (pledged to the lender).Export receivables or expected proceeds.Fixed assets, such as land, building, or machinery (in some cases).Personal or corporate guarantees (depending on loan amount).

Margin Money Contribution

Borrowers must contribute a certain margin percentage (typically 10-25%), depending on the lender's risk assessment.

Loan Tenure & Repayment

hort-term financing, typically up to 180–270 days (may be extended based on lender discretion).Repayment through proceeds from the export bill.

Get started in 3 steps

Apply Online

Speak to officers for your specific needs

Get Timely Approval

Get the best offers that meets your requirements

Receive Funds

Access working capital directly in your account.

Apply for Import-Export Loans

Get in touch with our friendly team and we'll get in touch within short time.

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